Obamacare Test Drive: Individual Mandate Performs Exactly as Critics Warn
By Richard Kuykendall
A few days back, the LA Times published an opinion piece by a San Fernando Valley woman named Spike Dolomite Ward. Spike is not only a woman with a rather unusual name, she is a walking, talking, jubilantly celebrating convert to the glories of Obamacare.
It seems Spike and family were nicely cruising along with a home, kids, a couple of small businesses and what sounds like your typical middle-American lifestyle. But the family had no health insurance. According to Spike, they couldn’t afford it.
Unfortunately, Spike recently was diagnosed with cancer. But guess what? Thanks to Obamacare’s Pre-Existing Condition Insurance Plan, already in effect, Spike now has insurance. She has to pay a premium, but says it is “affordable.” Oh, and “the application was short … and I have found the people who work in the administration office to be quite compassionate.”
Ah, Spike, excuse me, but exactly how is it that before you became ill you couldn’t afford health insurance? And now that you’re ill with a disease that is very expensive to treat you can suddenly handle the premiums–even though the recession has rocked and socked your livelihood and your husband’s?
I feel for Spike. I wish her the best. But her case is a textbook example of exactly how critics fear the “Individual Mandate” will function once Obamacare goes into overdrive. Folks simply will risk paying the yearly penalty for not purchasing insurance in exchange for the ability to buy whatever health insurance they need the moment they become ill. And then ditch it once they’re well, only to re-purchase the next time serious illness comes knocking.
But then, I suppose we have to remember that this, perhaps, is exactly what Obama and his progressive sidekicks intend. Sink the insurance companies with preexisting condition policy writing, and what’s left?
For us free-enterprise, small-government lovers, the answer is too ugly to contemplate.